Get your pack

Your AML/CTF program, written for your agency.

AUSTRAC has regulated real estate agents, conveyancers and accountants since 1 July 2026. Answer a 15-minute questionnaire and we deliver the documents your licensee can sign. Fixed price, one business day.

Get your pack, A$690 See what you receive

Checked against AUSTRAC's guidance. One business day. Fix-or-refund if it doesn't match your answers.

A fountain pen resting on a stack of signed documents
1 July 2026AUSTRAC regulation began for your sector
28 daysto enrol after first providing a designated service
One business dayfrom your questionnaire to a complete pack, ready to sign

Five documents. Everything AUSTRAC expects a small office to have, written for yours.

Not a template with your name dropped in. Every rating, procedure and date comes from how your business actually runs, so your licensee can read it once and sign it.

  • 1
    ML/TF Risk AssessmentYour real customers, channels and areas, rated the way AUSTRAC's guidance asks, with the reasoning shown. The document an assessor opens first.
  • 2
    AML/CTF ProgramCustomer checks, reporting and record-keeping as instructions your staff can follow on a busy day. Not policy language nobody reads.
  • 3
    AUSTRAC Enrolment ChecklistExactly what the online form asks, in order, with the detail you'll need beside each question. Twenty minutes, not an afternoon.
  • 4
    12-month Compliance CalendarEvery review, training and reporting date for the year ahead, so nothing quietly lapses and nobody scrambles before an assessment.
  • 5
    Cover NotesWhat your licensee needs to check before approving and dating the program, on one page. A fifteen-minute read-through, not a weekend.
Sample
ML/TF Risk AssessmentHarbourline Real Estate

Inherent risk is assessed before controls, using AUSTRAC's likelihood × impact method. Ratings below are drawn from the answers the business supplied.

Customer types

FactorLikelihoodImpactRating
Australian owner-occupiersNot likelyLowLow
Companies and family trustsLikelyMediumMedium
Foreign buyers via intermediariesLikelyHighHigh

Delivery channels

FactorLikelihoodImpactRating
Face-to-face, Dee Why and Mona ValeNot likelyLowLow
Remote onboarding, ID by videoLikelyMediumMedium
Prepared byAML/CTF compliance officer
Approved by senior managerSignature and date

Three ways to get this done

Do it yourself

AUSTRAC's free starter kit

  • Free, plus a weekend of reading
  • Written for any business, so it fits none in particular
  • You carry the "is this enough?" question

Hire a consultant

Compliance firm or law practice

  • Weeks of meetings and drafts
  • Priced by the hour, quoted on request
  • Thorough, and built for firms far bigger than yours

Alderman Pack

Written for your office

  • Fifteen minutes of your answers, back within one business day
  • Fixed A$690, no subscription, files are yours to keep
  • Checked against AUSTRAC's guidance. Fix-or-refund if it doesn't match your answers
Two people signing documents at a timber table

Written from your answers. Checked against AUSTRAC's guidance. Signed by you.

No software to learn, nothing to maintain, no meetings. You answer, we write and check, your licensee approves.

Answer the questionnaire

About 15 minutes. Nothing you don't already know about your own business.

We write and check

Your answers drive every rating and procedure. Every pack is checked in full against AUSTRAC's published guidance before release.

Approve and enrol

Editable Word files and PDFs in your inbox within one business day. Your licensee signs; you work the checklist.

Two ways to get it done

One-off, fixed prices including GST. No subscription.

The Pack
Your licensee reads it and approves it
A$690incl. GST
  • All five documents, written from your answers
  • Checked in full against AUSTRAC's guidance
  • Editable Word files and PDFs, yours to keep and update
  • In your inbox within one business day
  • Fix-or-refund if it doesn't match your answers
Get the Pack

Secure card payment via Stripe. Questionnaire link arrives immediately.

Most agencies choose this
The Pack with Written Q&A
The pack, plus your own questions answered in writing
A$1,290incl. GST
  • The full five-document pack, written for your office and back within one business day
  • Up to ten of your own questions about it, answered in writing within two business days
  • One revision round after your licensee's read-through
  • One-page summary your licensee or board can read in two minutes
Get the Pack with Q&A

Secure card payment via Stripe. Questionnaire link arrives immediately.

If the pack doesn't match what you told us, or arrives late, we fix it or refund it. Your rights under Australian Consumer Law are never limited.

Two people reviewing printed documents at a desk

Read AUSTRAC's free starter kit too. Then let us do the customising.

The kit is good and generic by design. Making it yours is a couple of evenings of rewriting for most principals. That is the part we take off your desk.

How the pack maps to AUSTRAC's five steps
Step 1Governance: three roles named, compliance officer appointed, approval recorded. In the Program, Part 1.
Step 2Risk assessment: services, customers, channels and jurisdictions rated likelihood × impact. The Risk Assessment.
Step 3Policies: customer due diligence, enhanced checks, sanctions and PEPs, reporting, records, tipping-off, training. Program, Parts 2 and 3.
Step 4Review and update: schedule, triggers and a communications register. The Compliance Calendar.
Step 5Independent evaluation: a plan with scope and timing. Program, Part 3 and Cover Notes.
EnrolmentWhat AUSTRAC Online asks for, in order. The Enrolment Checklist.

Questions principals ask first

We missed the enrolment deadline. Does this still help?
Yes, and it is the most common situation we see. The obligation to have a written program doesn't lapse because the date passed. A dated, approved program is a far better position than a blank page if AUSTRAC contacts you.
Is this legal advice?
No. We prepare compliance documents aligned to AUSTRAC's published guidance from what you tell us, and every document says so on its first page. If you want a lawyer to review them, the Word files make that quick.
Will an assessor accept it?
No provider can promise how AUSTRAC will assess a program, and we won't. The pack follows AUSTRAC's five-step model and sector kit structure, shows the reasoning behind every rating, and records who approved it and when.
Do you do identity checks or ongoing monitoring?
No. The program tells your staff what to collect and when. The checks are done by you or an ID-verification provider you choose. The pack is vendor-neutral.
Who writes it?
A document system we built against AUSTRAC's published model and guidance, with every pack read in full before release. We're a small Australian business; our name is on every document and behind the refund policy.
Sydney Harbour and the Bridge seen from a residential suburb

Fifteen minutes today. A signed program tomorrow.

Order, answer the questionnaire, and hand your licensee something worth signing.

Get your pack Email a question first

Checked against AUSTRAC's guidance. One business day. Fix-or-refund if it doesn't match your answers.